Group Retirement Solutions
Designed to help employers attract, retain and provide affordable
retirement planning for their employees, the CARM Group RRSP/
DPSP program enables member companies of all sizes to design
tax-advantaged group retirement savings programs with the flexibility
their business requires.
Some additional features are:
• Easy set-up and administration
• Flexible and tailored to fit a company’s needs
• Lower management fees
• Immediate tax savings to employer and employee
• Professional investment management
• Full administrative support and guidance
For more information on these programs, please call:
Ellement Consulting Group
204-560-0245
1-888-989-2006
benefits@ellement.ca
www.ellement.ca n
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CARM MEMBERSHIP AND BENEFITS
Group Health: A Flexible,
Service-Driven Program
Benefits programs are individually designed with flexibility and an
organization’s unique needs in mind. Extended health, dental care,
life insurance, disability and critical conditions coverage, employee
assistance plans and health spending account access can all be covered
in the pooled program. The ability to design a unique plan and
enjoy pooled coverage creates a price-competitive plan and longterm
sustainability. Powerful Plan Member Advocacy adds value
for employees and their families.
Load-bearing
Strong, flexible, resilient – that’s what you’ve shown yourselves to be.
Thank you for carrying on, despite the weight of this past year.
8 | Issue 1 2021 www.carm.ca
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